About Flowpay

Flowpay: Embedded Financing for SMEs

Small and medium-sized businesses are the engine of the economy. Yet they often face the same challenge: opportunities and growth can arrive before the necessary cash reaches their accounts.

Flowpay in Numbers
Czech Republic, Slovakia, the Netherlands
3 European markets
Integrated financing platforms
20+
Repeat usage rate among clients
84 %

Flowpay Principles

SMEs’ cash flow needs have long been underserved
Capital arrives at the right moment
Banks are slow, and the process is complicated
Flowpay uses AI to manage risk
Platform data enables smarter scoring
What Sets This Investment Apart

More Than Just Returns

An Investment With a Story

It's not just about fund returns. It's an opportunity to be part of a Czech tech company building the next layer of financial infrastructure.

Capital With Real Impact

This capital makes a real impact by supporting entrepreneurs and businesses that create jobs and fuel economic growth.

What Sets This Investment Apart

How It Works in Practice

1

Business

A growing business needs capital to purchase inventory or fulfill an order.

2

Platform

Within the platform they already use, they see a financing offer with clear terms.

3

Capital

After data-driven approval, they receive capital quickly and repay it over time under the agreed model.

Investment Strategy

Where Flowpay Operates & Where It's Heading

Trhy, kde Flowpay působí, a plánovaná expanze v Evropě
Currently Active
3 Countries

Czech Republic, Slovakia, the Netherlands

Planned Expansion in 2026
5 Countries

Hungary, Croatia, Germany, United Kingdom, Belgium

Planned Expansion After 2027
20 Countries

Across the EU

FLOWPAY robot

Join Us

Grow your capital and support the growth of the Czech and European economy.